Business Insurance from The Hartford

Business insurance, also known as commercial insurance, helps protect business owners from unexpected losses. There are many types of insurance for businesses, including coverage for property damage, legal liability and employee-related risks.

If your employees suffer work-related injuries or illnesses, business insurance can replace most of their missed wages and help them get back to work.

In most states, your business needs certain coverages, like workers’ compensation insurance and unemployment insurance, to operate.

Liability insurance is also important because without it, you’d have to pay out of pocket for any legal claims filed against you.

To protect your business’ property, income and financial assets, you’ll want a business owner’s policy (BOP), which combines three coverages into one:

Commercial property insurance helps cover the costs to repair or replace your business’s:

*Physical locations
*Tools
*Computers
*Inventory
*Accounts receivable

General liability insurance helps protect your business from liability claims, such as:

*Bodily injury
*Property damage
*Advertising mistakes
*Business income insurance can help replace lost revenue if you can’t open your business
because of damage caused from burglaries, fires or destructive winds.

Depending on the unique needs of your business, you can also add other commercial coverages to customize your protection.

Trusted Business Experience
For more than 200 years, we’ve helped businesses like yours prevail through the unexpected. Today, we’re honored to be a trusted insurance company for businesses of all sizes. In fact, The Ethisphere Institute has named us a World’s Most Ethical Company 11 times.

See how we can help protect your business and start by getting a business insurance quote today.

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